Welcome to KGC Federal Credit
Union
KGC FCU IS CELEBRATING OUR 50 YEAR ANNIVERSARY!!!
OUR MEMBERS ARE SPECIAL TO US AND WE WANT TO CELEBRATE WITH
YOU!!!
NEW MEMBER PROMOTION - all those
who open a new Share Account during April, May and June 2010 will be
put into a drawing for a $50.00 Gift Card and other prizes!!!
NOTICE: The EESA Act of 2008, increases the insurance
coverage on all accounts up to $250,000 through December 31, 2010. Not
one penny of insured savings has ever been lost by a member of a federally
insured credit union.
Please note the following change in our Funds
Availability Policy as of 02/27/10: It is our policy to make funds
from your cash and check deposits available to you on the same business day
that we receive your deposit; However, there are cases when we will not make
all of the funds available to you on the same business day. We may place a
hold on some checks up to nine days if the check deposit exceeds $5,000.00, a
check deposit into a new account less than 30 days old, redeposited checks,
repeated overdrafts, reasonable cause to doubt collectability and emergency
conditions. This supersedes previous check hold policies according to
Regulation CC.
About
KGC FCU
KGC Federal Credit Union is a member-owned, non-profit financial
institution dedicated exclusively to serving the needs of our
members.
 Because
we are a non-profit organization, we strive to provide higher yields
on savings and lower rates on loans. Decisions are made by our Board
of Directors, elected by our membership. Our goal is to help each member
attain a strong and secure financial future.
As
of January 3, 2008 KGC Federal Credit Union was approved by the NCUA
for a community charter. All persons who live, work, worship or attend
school in and businesses and other legal entities in Ashland, Beaver,
Elk, Licking, Salem Townships and Callensburg, Knox, and Shippenville
Boroughs are eligible to join the credit union.
Immediate Family members
as well as Household members within our field of membership are also
eligible to join. Our policy of "once a member, always a
member" means you may continue your membership regardless of your
employment status. Members are required to
open and maintain a share savings account with a minimum opening deposit
of $5. There is also a one-time membership fee of $1.00 to join.
To
help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions to obtain,
verify, and record information that identifies each person who opens an
account. What this means for you: When you open an account, we will ask
you for your name, address, date of birth, and other information that
will allow us to identify you. We may also ask to see your driver's
license or other identifying documents.
©2008 All
Rights Reserved.
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