776 Beatty Ave
Knox, PA  16232
(814) 797-5768
 

   



 

 

 

 

 


KGC Federal Credit Union has a loan for you!

KGC Federal Credit Union offers members loan specials throughout the year. Members may borrow up to $1,000 for 12 months at just 8.5% APR as part of these loan specials:

 

Tax Special: March 1 - April 15

Vacation Special: June and July

Back-to-School Special: August and September

Christmas Special: November and December

 

See our Current Loan Rates below for rate and disclosure information on these services.

 

Our loan programs include:

  • New Vehicle/Motorcycle Loans

  • Used Vehicle/Motorcycle Loans

  • Signature Loans

  • Share Secured Loans

  • Recreational Vehicle Loans

  • Visa Credit Cards

To apply for a loan, simply stop in the office for an application.  You may also call or email a request for an application to be mailed to you.  Automatic payment is available with any of our loan services.

 

New & Used Vehicles, Motorcycles, and Recreation Vehicles (campers, boats, ATVs)

 

Description Term

APR

Annual Percentage Rate

 Monthly Payment per $1,000 Borrowed
"New" Untitled up to 72 months as low as 5.50% $16.57
up to 66 months as low as 5.00% $17.71
"New " Untitled up to 60 months as low as 4.49% $19.10
up to 48 months as low as 3.99% $23.03
"Used" 2006-2008 up to 72 months as low as 6.00% $17.05
  up to 66 months as low as 5.50% $18.06
up to 60 months as low as 5.25% $19.45
  up to 48 months as low as 4.99% $23.48
     
2001-2005
up to 60 months as low as 7.00% $20.28

2001-2005 up to 48 months as low as 6.49%
up to 36 months as low as 6.25%

We finance up to 100% of the sticker price  on new vehicles and up to 100% of the  NADA Average Retail Value on used vehicles.

 

Share Secured Loans

 

Type Term

APR

(Annual Percentage Rate)

 Monthly Payment per $1,000 Borrowed
100% Secured 60 Months 4.00% APR $18.42
50% Secured 60 Months 8.00% APR $20.28

 

 

Signature (Personal) Loans

All rates and terms are determined by your Fair Issac Risk Score and Debt Ratio.

Term

APR
(Annual Percentage Rate)

 Monthly Payment per $1,000 Borrowed
up to 60 Months as low as 10.00% $21.25
up to 48 months as low as 9.49% $25.12
up to 36 months as low as 8.99% $31.80
up to 24 months as low as 8.75% $45.58
up to 12 months as low as 8.50% $87.23

         
©2008  All Rights Reserved.